Auckland city skyline at dusk across the Waitematā Harbour

About MFSS

Bringing certainty to your financial decisions. Helping individuals, families, and business owners protect what matters and move forward with confidence.

Our story

25+ years of advice that stays

MFSS began in 2001 with a simple idea: clients deserve an adviser who is still there when it matters most — at claim time. More than 25 years later, we are still a family firm in Takapuna, looking after families and business owners right across New Zealand.

2001
MFSS founded to give families personal, independent insurance advice.
Growing
Our practice grows through referrals, adding KiwiSaver, investment and business cover.
SHARE
MFSS trades under SHARE (FSP683711), adding the strength of a national advice network.
Today
25+ years on: a family team in Takapuna, serving clients nationwide in English and Afrikaans.

Who we are

A local practice with a nationwide footprint.

Mutual Financial Support Services Limited (FSP1004620) is an independent insurance and financial advice practice based in Takapuna, Auckland. We trade under SHARE (FSP683711), a nationwide network of trusted financial advisers.

With over 25 years' experience, we have built our reputation on service, integrity and professionalism. We prioritise our clients' well-being, deliver fair and practical advice, and empower our advisers to do what is right — not what is easy.

From life and private health insurance to KiwiSaver, mortgage protection, fire and general cover, we look at the full picture so you don't have to piece it together alone.

MFSS FSP1004620 SHARE FSP683711 25+ years' company experience

At a glance

Legal name: Mutual Financial Support Services Limited
FSP number: FSP1004620
Trading as: SHARE (FSP683711)
Office: Level 2, 132 Hurstmere Rd, Takapuna
Phone: 09 473 0880
Email: admin@mfss.net.nz

What guides us

Advice built on clarity, care and consistency.

People first

We start with your story — your family, your business, your goals — and build advice around that.

Certainty in complexity

Insurance can be complicated. We explain the trade-offs so you can make confident, informed decisions.

Long-term support

Life changes. We stay alongside you, reviewing cover as your circumstances evolve.

Eduard du Toit

Financial Adviser · FSP1009995

Your adviser

Eduard du Toit

Financial Adviser · FSP1009995

Eduard is a New Zealand–based Financial Adviser who helps clients bring structure and certainty to their financial decisions, especially during times of change.

Originally from South Africa, he has spent 26 years building his life and career in New Zealand, with over two decades of experience across insurance, property development and senior governance roles. That commercial insight goes beyond traditional financial advice.

He advises on fire and general insurance, along with life, disability, trauma and private health cover — focusing first on protecting income and lifestyle to create a stable foundation for long-term wealth.

His philosophy: financial advice should deliver one thing above all — certainty in an uncertain world.

A little more about Eduard

Global Conflict Studies South African History Academic Community Ambassador Coffee Lover & Traveler

No-nonsense guidance Personal service Long-term support

Talk to Eduard

Behind the scenes

Meet the support team.

A boutique, family-driven team working together to provide a highly personalised and responsive client experience.

Darragh Brady

Practice Support

Auckland

Antonette Loxton

Administration and Support

Invercargill

Shanice du Toit

Practice Manager

Auckland

Backed by SHARE

A trusted member of a nationwide network.

Eduard is a member of SHARE, a nationwide network of trusted financial advisers delivering high-quality, client-focused advice. Through SHARE, he accesses a broad range of insurance and financial solutions, ongoing professional development, and strong compliance standards — ensuring his advice remains both independent and professionally grounded.

Visit SHARE

A wide view of the market

Access to New Zealand's leading insurers

Legacy and gratitude

The people who helped shape MFSS.

Honouring the vision, experience and service that continue to guide our work today.

A special tribute

Arnold du Toit

A legacy built on God, vision, integrity and service.

The foundation of our business was laid by Eduard's late father, Arnold, whose vision, dedication and hard work shaped the firm into what it is today. Through his leadership, he developed and grew the business with a clear purpose — serving families and businesses with integrity and care.

Arnold brought extensive experience from both the government and insurance sectors, and also owned and managed small enterprises, giving him a practical understanding of business and the real-world challenges clients face.

He provided financial services to businesses and families in South Africa from 1982, and continued his work in New Zealand from 2002. Although he has since passed, his legacy remains at the heart of our business.

With gratitude

Herman Roodt

The foundation of every successful business is a clear vision.

We sincerely appreciate Herman Roodt from Mutual Financial Services for his dedication to supporting families and businesses with comprehensive financial services. With over two decades of experience across South Africa and New Zealand, Herman has made a meaningful impact on countless lives.

Since arriving in New Zealand in 1998, he built a successful career in insurance, becoming an Independent Broker in Auckland in 1999. His background with institutions such as the Development Bank of South Africa and Old Mutual further strengthened his expertise.

We are grateful for Herman's professionalism, knowledge, and the lasting contribution he has made to both our clients and our business.

Start a conversation

Want to know if we are the right fit?

Book a no-obligation chat. We will listen first, then explain your options clearly.

Book a consultation Or call 09 473 0880