Insurance & KiwiSaver advisers Β· Takapuna Β· Nationwide

Serving New Zealand families since 2001 Β· 25+ years

Insurance advice that's still therewhen you claim.

Life, health, income protection and business cover, plus KiwiSaver and investments, explained in plain English.

Claims support included 25+ years' experience Free will for review clients
SHARE DisclosureMFSS FSP1004620 Β· SHARE FSP683711
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Eduard du Toit, Financial Adviser

Eduard du Toit

Principal Adviser

FSP1009995

Recognised for trust & excellence

Most Trusted 2026 award badge
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What we can help with

Our services. One honest conversation.

A wide view of the market

We compare cover from New Zealand's leading insurers

We're not tied to any single provider β€” recommendations are based on what fits your circumstances the best.

45-second policy health check

Is your cover still working for you?

Private by design: your answers stay on your device and nothing is sent to us unless you choose to share them.

Question 1 of 4

Do you feel you're paying too much for your insurance?

Before you commit

Five questions worth asking any financial adviser

What's your FSP number, and are you independent or tied to specific providers?

Can you show me the research or comparison behind this specific recommendation?

Have you had any FMA enforcement actions or upheld complaints against you?

Do you recommend replacing my policy due to cost, or better structure?

What's this provider's track record on paying claims and servicing customers?

Ongoing service

Advice should still be useful after the policy starts.

Getting the policy in place is not the end of the job. Cover needs reviewing as life changes, and claims need support when something happens.

Talk through your situation

Structured reviews

Clear explanations

Claims support

Backed by SHARE

Client feedback

What our clients say

β€œEduard reviewed our life and health cover and found a better option at a lower premium. He explains everything in plain language and actually answers the phone.”
Marieta V.Life & health cover Β· Milford
β€œWe've been with MFSS for years. Claims, renewals, KiwiSaver β€” everything is handled for us. It's advice we never have to chase.”
Grant & Lisa M.Family cover & KiwiSaver Β· North Shore
β€œAs a business owner I needed income protection that made sense. Eduard kept it simple, honest and affordable β€” no pressure, just straight advice.”
Pieter S.Self-employed Β· Albany
Reviewed by Most Trusted NZReviewed by Most Trusted NZ9 client ratings

Personally reviewed against the Most Trusted Code of Ethics and rated by clients.

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Insights

Plain-English guides from our advisers

All insights β†’

Estate planning included

Get a No-Cost Will

Clients who complete a policy review with MFSS can access a no-cost will as part of our ongoing client service β€” one more way we look after the whole picture, not just the policy.

Start the process

*Available to clients who complete a policy review with MFSS.

What the will service includes

  • A professionally drafted will prepared around your circumstances
  • Guidance on executors, beneficiaries and guardianship
  • A review of your will whenever your cover or family situation changes

Trusted network

Our Partners

Specialist firms we work with and confidently refer our clients to.

Start a conversation

Let's make your next decision clearer.

Tell us what you'd like help with. There's no pressure and no obligation.

Level 2, 132 Hurstmere Rd, Takapuna, Auckland 0622

09 473 0880 admin@mfss.net.nz

Your details are sent securely to admin@mfss.net.nz, are never sold or shared with third parties, and are kept only as long as needed to help you β€” normally up to 7 years, as required for financial advice records. Ask us any time to delete them. Read the privacy policy