Insurance & KiwiSaver advisers Β· Takapuna Β· Nationwide
Serving New Zealand families since 2001 Β· 25+ years
Insurance advice that's still therewhen you claim.
Life, health, income protection and business cover, plus KiwiSaver and investments, explained in plain English.
Recognised for trust & excellence

What we can help with
Our services. One honest conversation.
We start with what matters to you, then make the available options easy to understand.
A wide view of the market
We compare cover from New Zealand's leading insurers












We're not tied to any single provider β recommendations are based on what fits your circumstances the best.
45-second policy health check
Is your cover still working for you?
Private by design: your answers stay on your device and nothing is sent to us unless you choose to share them.
Question 1 of 4
Do you feel you're paying too much for your insurance?
Before you commit
Five questions worth asking any financial adviser
Including us. Good advice stands up to scrutiny β these are the questions we encourage every client to ask.
What's your FSP number, and are you independent or tied to specific providers?
Can you show me the research or comparison behind this specific recommendation?
Have you had any FMA enforcement actions or upheld complaints against you?
Do you recommend replacing my policy due to cost, or better structure?
What's this provider's track record on paying claims and servicing customers?
Ongoing service
Advice should still be useful after the policy starts.
Getting the policy in place is not the end of the job. Cover needs reviewing as life changes, and claims need support when something happens.
Talk through your situationClear explanations
Claims support
Backed by SHARE
Client feedback
What our clients say
βEduard reviewed our life and health cover and found a better option at a lower premium. He explains everything in plain language and actually answers the phone.β
βWe've been with MFSS for years. Claims, renewals, KiwiSaver β everything is handled for us. It's advice we never have to chase.β
βAs a business owner I needed income protection that made sense. Eduard kept it simple, honest and affordable β no pressure, just straight advice.β
Reviewed by Most Trusted NZ9 client ratingsPersonally reviewed against the Most Trusted Code of Ethics and rated by clients.
Read & leave a Google reviewInsights
Plain-English guides from our advisers
Estate planning included
Get a No-Cost Will
Clients who complete a policy review with MFSS can access a no-cost will as part of our ongoing client service β one more way we look after the whole picture, not just the policy.
Start the process*Available to clients who complete a policy review with MFSS.
What the will service includes
- A professionally drafted will prepared around your circumstances
- Guidance on executors, beneficiaries and guardianship
- A review of your will whenever your cover or family situation changes
Trusted network
Our Partners
Specialist firms we work with and confidently refer our clients to.
Start a conversation
Let's make your next decision clearer.
Tell us what you'd like help with. There's no pressure and no obligation.




