Takapuna · Nationwide · Since 2001
Insurance advice that's still therewhen you claim.
Life, health, income and business cover, plus KiwiSaver, explained in plain English or Afrikaans.
Claims support included No-cost will for review clients
Eduard du Toit
Principal Adviser
FSP1009995
Recognised for trust & excellence
NewParkFinancial2019-21
What we can help with
Our services. One honest conversation.
We start with what matters to you, then make the available options easy to understand.
A wide view of the market
We compare cover from a wide range of New Zealand providers
We work with a range of providers through SHARE, and recommendations are based on what fits your circumstances. See our disclosure statement for details.
Got a renewal notice with a price hike? Snap it & WhatsApp Eduard
No forms. Just take a photo of your latest renewal schedule and send it. Eduard will look it over and let you know if you're paying too much.
- Confidential — your schedule is seen only by Eduard.
- Straight to Principal Adviser Eduard du Toit (FSP1009995).
- Zero obligation — just an honest second opinion.
WhatsApp your schedule to 027 825 1283
Usually a reply within 1 business day.
45-second policy health check
Is your cover still working for you?
Private by design: your answers stay on your device and nothing is sent to us unless you choose to send your results to Eduard.
Question 1 of 6
Do you feel you're paying too much for your insurance?
Before you commit
Five questions worth asking any financial adviser
Including us. Good advice stands up to scrutiny — these are the questions we encourage every client to ask.
What's your FSP number, and are you independent or tied to specific providers?
Can you show me the research or comparison behind this specific recommendation?
Have you had any FMA enforcement actions or upheld complaints against you?
Do you recommend replacing my policy due to cost, or better structure?
What's this provider's track record on paying claims and servicing customers?
Ongoing service
Advice should still be useful after the policy starts.
Getting the policy in place is not the end of the job. Cover needs reviewing as life changes, and claims need support when something happens.
Talk through your situationClear explanations
Claims support
Backed by SHARE
Client feedback
What our clients say
“We have had such wonderful and personal service from Eduard, he has gone above and beyond. Clear explanations and guidance on the various aspects of our insurances too. Grateful to have him and his wonderful team on our side.”
“Eduard is truly valued for his expertise, professionalism, and genuine care. His knowledge, honesty, and commitment to his clients really stand out. I would personally highly recommend Eduard and MFSS to anyone looking for trustworthy, professional, and genuinely caring financial advice. Thank you, MFSS, for your dedicated and honest assistance.”
“Listens to your needs & wants & provides great advice & service. Thanks Eduard.”
Reviewed by Most Trusted NZ27 client ratingsPersonally reviewed against the Most Trusted Code of Ethics and rated by clients.
Read & leave a Google reviewInsights
Plain-English guides from our advisers
2026-10-12 · 5 min read
The birthday premium shock: why your insurance climbs in your 40s and 50s, and the level fix
Read article →
2026-10-10 · 5 min read
ACC covers accidents, not illness: why a heart attack or cancer gets no ACC income support
Read article →
2026-10-05 · 6 min read
Moving to New Zealand from South Africa: what changes with your insurance and healthcare
Read article →
Estate planning included
Get a no-cost will
Clients who complete a policy review with MFSS can access a no-cost will as part of our ongoing client service — one more way we look after the whole picture, not just the policy.
Start the process*Available to clients who complete a policy review with MFSS. Wills prepared by Footprint New Zealand.
What the will service includes
- A professionally drafted will prepared around your circumstances
- Guidance on executors, beneficiaries and guardianship
- A review of your will whenever your cover or family situation changes
Claim declined? Free second opinion.
Eduard looks at your policy wording and the insurer's decision in a short 15-minute call, and tells you honestly whether it's worth challenging.
One short first call. No cost, no obligation.
Free checklists
Practical guides, free to your inbox
Get the checklist plus Eduard's monthly newsletter with his latest article. Unsubscribe any time.
New to NZ: insurance & KiwiSaver checklist
For families arriving from South Africa and elsewhere.
Self-employed income protection checklist
For contractors, tradies and business owners.
Trusted network
Our Partners
Specialist firms we work with and confidently refer our clients to.
Start a conversation
Let's make your next decision clearer.
Tell us what you'd like help with. There's no pressure and no obligation.
Mutual Financial Support Services Ltd t/a SHARE
Level 2, 132 Hurstmere Rd, Takapuna, Auckland 0622
09 473 0880